Scam artists often target seniors, as they believe people in this age group are more susceptible to cons. Whether or not this is true, seniors deserve protection from people targeting them. Here are a few ways to help your senior loved one avoid scams.
Offer Financial Assistance
As they age, seniors may have difficulty managing their personal finances. This is especially true for those who are used to balancing checkbooks and sending payments for their expenses by mail. Finances are primarily conducted online nowadays, and seniors who aren’t tracking their bank accounts with apps may not catch financial irregularities until it’s too late. Help your loved one by monitoring his or her accounts for any unusual activity. If there are any strange withdrawals or transactions, alert the bank and rectify the situation.
Apart from being susceptible to scams, seniors can face a variety of other challenges as they age. If your elderly loved one needs help maintaining a high quality of life while aging in place, reach out to Home Care Assistance, a trusted provider of home care service. Our caregivers provide transportation to and from medical appointments and social events, nutritious meal preparation, assistance with daily exercise, and help with everyday tasks like bathing, grooming, and light housekeeping.
Sign Up for the National Do Not Call Registry
Seniors are more likely to answer unsolicited phone calls than younger individuals, which is why most phone-based scams target seniors. To stop telemarketers and other unwanted callers, place your loved one’s phone number on the National Do Not Call Registry. Additionally, you can put your loved one’s address on the Data & Marketing Association opt-out list, which prevents him or her from getting junk mail.
Set Phone Call Rules
The Do Not Call Registry prevents many unwanted calls. However, if a scam artist manages to bypass it, your loved one needs to be on guard. Make sure your loved one knows not to give out personal information over the phone. No matter who the caller claims to be, your loved one should never give out his or her Medicare, social security, banking, or credit card information over the telephone. Medicare phone scams are one of the most common ways con artists target seniors, and you should make sure your loved one is aware of these issues.
From avoiding scams to performing basic housekeeping tasks, older adults may need help with an array of tasks. Whether you need respite from your caregiving duties or your aging loved one needs live-in care, Chandler, AZ, Home Care Assistance can meet your family’s care needs. Our dedicated caregivers are available around the clock to provide transportation to doctor’s appointments, ensure seniors take their prescribed medications, and help with a variety of tasks in and outside the home.
Provide Smart Cards
If you’re truly worried your loved one will lose money on a scam, set him or her up with a smart credit card designed to prevent dubious spending. These cards allow caregivers to set limits on monthly spending and veto certain transactions. They also provide extra protection, as they watch account activity for known senior scams. The True Link card for seniors is one of the most popular options.
Discourage Making Immediate Decisions
Scammers often try to compel seniors to make on-the-spot decisions. Tell your loved one not to make spontaneous decisions. When talking on the phone or speaking with a door-to-door solicitor, your loved one shouldn’t hand over his or her personal information without having all the facts. For seniors who have a tendency to get flustered, caregivers can provide foolproof conversation enders. If phone solicitors are trying to sell products or services, your loved one should tell them he or she only responds to requests provided in writing.
Protection from scams isn’t the only thing older adults need to enjoy a high quality of life. Living alone at home in the golden years can present a few unique challenges. Trust Chandler elderly home care professionals to help your senior loved one maintain a higher quality of life while he or she manages an illness and performs the daily tasks of living. We will work with you to create a customized home care plan that’s suited for your loved one’s unique needs. Call the Home Care Assistance team at (480) 448-6215 today.